As we say goodbye to another winter, we eagerly welcome spring back into our neighborhoods. Now that the weather is heating up; family sporting events, barbecues, and long weekends spent at the lake begin to fill calendars along with hopes of a storm-free season. With this being said, it is important to be prepared as April approaches. Spring may bring some of finest months the Midwest has to offer, but it can also carry with it a powerful storm or two.
According to the Missouri Climate Center, heavy thunderstorms are most frequent from April through July and hail is most often reported in May. As we step out into spring, you should be informed on what to do if your home is damaged by a storm. Establishing a plan and understanding your options will help take some of the burden off of you. If you encounter a damaging storm this spring or summer, it is most important to put your family’s safety first. Thunderstorms and tornados can be extremely unpredictable and require an abundance of caution.
After the storm has fully passed, you should first survey your property to see the extent of the damage. Documenting this well proves to be helpful when it comes time to file an insurance claim. Photos, videos, and a detailed list will ensure you are fully covered and that the correct repairs can be made. ‘Before’ photos also help with this effort. Additionally, you should document potential problems the storm damage could create – whether this be mold, foundational issues, or landscaping adjustments. The more you document, the most prepared you will be.
When it comes time to contact your insurance agent, you should be equipped for a lengthy process and a lot of paperwork. To expedite your repairs, have your documentation and deductible prepared for the adjuster or agent. While they are processing your claim, you can can begin to clean up and continue to enjoy the season.
Throughout this process, it is important to understand you have choices. Many times your insurance company will contract the cheapest option for your home’s repairs. To ensure your family is provided with quality services and results, tell your insurance agent you want to select your own contractor. At TrueSon, our team is well-versed and qualified in a variety of exterior home renovations. As life-long Missourians, we pride ourselves on serving our neighbors and community members with quality home improvements that provide years of enjoyment.
Understanding what to expect of spring and summer storms will give you and your family peace of mind as you prepare to enjoy Missouri’s warmest months. For more information on our services, contact us today or visit our site!
Spring into Storm Season